I have been in the mortgage industry for over 23 years and involved in finance for a total of 35 years. As a Mortgage Loan Officer, I am committed to taking the time to educate myself on an ongoing basis so I am always up to date with the guidelines and programs that can assist my customers to obtain their home financing without complications. I have lived in New Jersey for most of my life, and enjoy the Jersey shore area where I have lived for the last several years. When looking for a mortgage, you should look for a reputable mortgage company and loan officer that you can trust to give you professional advice on which program will work best for your needs. I have worked with most of not all mortgage programs including Conventional, FHA, VA, USDA and First time home buyer programs. I have also worked with 203k Renovation loans. TAM Lending is an organization with honest , ethical , knowledgeable professionals who will give you the straight answers you want and deserve!